Office of the Australian Information Commissioner (OAIC).You can find more information in the following IDCARE Fact Sheets Equifax will allow extensions for 12 months.illion will allow extensions for 12 months.Experian will allow an individual to extend for any length of time.The length of time a ban may be extended varies between the Credit Reporting Agencies. You will also be required to provide either a police report number or a report number in order to validate your request.you have been subject to a compromise or theft of your personal identity information.
You will be required to provide a reason for the extension e.g.You may directly respond to the email by saying you want to extend the ban or create a new one and remember to state your customer number.You may receive an email from each of the CRAs telling you the ban period is about to expire.It is recommended you set a reminder a few days prior to the initial ban period ending. An extension needs to be applied for prior to the expiry date.
You can apply for a Ban Extension with one CRA and request they notify all other CRAs to extend your ban. In most cases this will require you to show that you have either a police report number or a report number. An extension may be provided with evidence supporting that you are, or are at risk of becoming, a victim of fraud.
You can apply for bans with all of the Australian CRAs by engaging just one credit reporting agency and requesting that they place bans with all CRAs if you agree to their terms and conditions.
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